Overview
No matter what Solution you choose, Members Home Advisor will provide the following:
1. No Cross Marketing: Correspondent lenders used by Members Home Advisor have non-solicit agreements in place and will not cross market to your members.
2. Latest Loan Origination, Processing and Closing Software: we have in place all state of the art software to create a high tech mortgage solution while remaining committed to member advocacy and personal relationships.
3. REALTOR® Referral Program. In place since 1999, we have or will locate competent and experienced REALTORS in your market area. When we refer your member to one of our designated agents, they will receive the highest level of real estate representation and a significant rebate at closing. Buyers receive check in the amount of their first mortgage payment. Sellers receive a 1% reduction in their listing fee. This program provides a compelling value in your marketing for home loans, and delivers both advocacy and significant savings to your members. Place information like this on your website.
4. Web-based mortgage application, approval and education center via Mortgagbot, one of the nation’s foremost on-line mortgage solution companies. This site and all its abilities can be provided via the Members Home Advisor site, or, for a reasonable annual fee, this can be branded specifically to your credit union. All loan applications and leads are downloaded daily and can account for as much as 50% of your mortgage applications. See this in action
5. On-line Member Education. We will provide the content and updates. For an example of the advice and information we can make available to your members,
6. Member Seminars: Members Home Advisor will provide Homeowners Seminars for your members up to four times annually. Your costs will be the direct travel expenses for our professional speakers, seminar venue and marketing. At University Federal these seminars are held twice annually and are attended by 100 plus members.
7. On site processing, underwriting, document preparation, closing and shipping services. Members Home Advisor has the personnel and software to handle all aspects of the mortgage loan process within our organization. We take complete control of the speed and quality of the process.
8. Daily evaluation of rates available from correspondent lenders. Our search engine checks all rates and pricing by product type and emails the most advantageous rates to our credit union partners.
